Hospitalisation and Surgical Benefits |
1. |
Hospital Room and Board
(Limit per day and up to 120 days per disability) |
100 |
100 |
150 |
150 |
200 |
2. |
Intensive Care Unit
(Limit per day and up to 90 days per disability) |
500 |
3. |
Hospital Supplies and Services |
As Charged, subject to Reasonable and Customary Charges |
4. |
Surgical Fees
(Post-surgical care is within 90 days following discharge) |
5. |
Operating Theatre Fees |
6. |
Anaesthetist Fees |
7. |
Ambulance Fees |
8. |
Daycare Surgery |
9. |
In-Hospital Physician Visit
(2 visits per day and up to 120 days per disability) |
10. |
Goods and Services Tax |
11. |
Medical Report
(Limit per Disability) |
100 |
Pre-Hospitalisation Benefits |
12. |
Pre-Hospitalisation Diagnostic Test Benefit
(within 90 days before hospitalisation) |
As Charged, subject to Reasonable and Customary Charges |
13. |
Pre-Hospitalisation Specialist Consultation
(within 90 days before hospitalisation) |
As Charged, subject to Reasonable and Customary Charges |
Post-Hospitalisation Benefits |
14. |
Post Hospitalisation and Daycare Surgery Follow-up Treatment
(within 90 days after discharge) |
As Charged, subject to Reasonable and Customary Charges |
Outpatient Treatment Benefits |
15. |
Outpatient Kidney Dialysis Treatment |
As Charged, subject to Reasonable and Customary Charges |
16. |
Outpatient Cancer Treatment |
17. |
Emergency Accidental Outpatient Treatment
(Limit per Accident, maximum 90 days from date of Accident for follow-up treatment) |
1,000 |
1,000 |
1,500 |
1,500 |
2,000 |
18. |
Emergency Accidental Outpatient Dental Treatment
(Limit per Accident, maximum 30 days from date of Accident for follow-up treatment) |
1,000 |
1,000 |
1,500 |
1,500 |
2,000 |
Other Benefits |
19. |
Home Nursing Care
(Limit per Disability) |
500 |
20. |
Second Medical Opinion
(within 90 days before hospitalisation) |
As Charged, subject to Reasonable and Customary Charges |
Limits |
21. |
Overall Annual Limit |
75,000 |
100,000 |
150,000 |
200,000 |
500,000 |
22. |
Overall Lifetime Limit |
No limit |
Deductible Option |
23. |
Deductible
(per certificate year) |
5,000; or
10,000; or
30,000; or |