Product Riders

Extra Protection, Tailored to Your Life

MCIS Life riders are optional benefits you can add to your insurance policy to give you and your loved ones extra peace of mind when it matters most.

From medical coverage and critical illness protection to premium waivers and income support, riders help you customise your policy based on your life stage, priorities, and budget.

Why Add a Rider?

Strengthen your coverage without buying a separate policy
Get protection for specific risks like illness, disability, or loss of income
Enjoy flexibility as your needs change over time

Types of Riders Available

Explore the riders that can be added to your MCIS Life plans below:

Premium Paying Riders

Premium Waiver Rider (ENG)(BM)
Revised Comprehensive Personal Accident Benefit with Medical & Surgical (ENG)(BM)
Revised Comprehensive Personal Accident Benefit without Medical & Surgical (ENG)(BM)
Term Rider (ENG)(BM)
Term Rider Payer (ENG)(BM)
LadyCare Rider with Maternity Benefit (ENG)(BM)
LadyCare Rider without Maternity Benefit (ENG)(BM)
Living Benefit Rider (ENG)(BM)
Payer Benefit Rider | Education (ENG)(BM)
Payer Benefit Rider (ENG)(BM)
Accident Benefit Rider (ENG)(BM)
Child Accident Rider (ENG)(BM)
Enhanced Comprehensive Personal Accident Benefit with Medical & Surgical(ENG)(BM)
Enhanced Comprehensive Personal Accident Benefit without Medical & Surgical(ENG)(BM)
Enhanced Hospital & Surgical Rider (ENG)(BM)
Hospital Benefit Rider (ENG)(BM)

Unit Deducting Riders

I-Linked LadyCare Rider 2 with Maternity Benefit (ENG)(BM)
I-Linked LadyCare Rider 2 without Maternity Benefit (ENG)(BM)
M-LifeCare Rider (ENG)(BM)
M-MedEssential Rider (ENG)(BM)
M-MedPro Rider (ENG)(BM)
CI MultiShield with Cancer Recovery Rider (ENG)(BM)
CI MultiShield without Cancer Recovery Rider (ENG)(BM)
CI Waiver Plus Rider (ENG)(BM)
Critical illnessProtect Rider (ENG)(BM)
I-Linked Hospital Benefit Rider 2 (ENG)(BM)