Campaign illustration example:
Policy Year Basic Premium Paid M-Smart Savings Maturity Benefit
(108.6% of Basic Premium Paid)
Death Benefit
1* RM100,000 - RM100,000 (100% of Basic Premium Paid)
2** - RM108,600 RM110,000 (110% of Basic Premium Paid)

*100% of the Basic Premium Paid shall be payable in the event the Life Assured passes away.
**100% of Basic Premium Paid and 10% of Basic Premium Paid up to RM100,000 per life shall be payable in the event the Life Assured passes away.

Important notes:

a. This is an insurance product that is subject to availability.
b. Termination of policy prior to maturity may result in returns lesser than payments made by the policy owner.
c. Terms and conditions apply. Please refer to the Product Disclosure Sheet for product details.
d. For ease of reference, e-policy will be delivered to your personal email address.
e. MCIS Life reserves the right to reject applications where the product has either reached its limit or is no longer available.

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

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